"Sasasasa key goal is to provide farmers with the necessary tools for planting. The quality of seasonal work, without exaggeration, depends the food security of the country. For our borrowers, the mechanism of preferential crediting of agricultural enterprises, providing loans at a rate not exceeding 5% per annum", - said the First Deputy Chairman of the Board of Rosselkhozbank Irina Gutkina.
For 4 months in 2020, the agricultural Bank issued for seasonal field works 184 billion rubles, which is 35% more than in the same period of 2019. At a concessional rate from the beginning of 2020, the Bank has provided the farmers with more than 114 billion roubles, including 45 billion to the enterprises of small and average business.
The volume of preferential credits in Rosselkhozbank at the moment is 433,5 billion rubles, of which 134,9 billion rubles issued for short-term loans and 298,6 billion rubles - for investment lending.
"Favorable financing is driving the development of agriculture. In current conditions the agricultural sector although affected to a lesser extent, but in serious need of support. Priority assistance to the agricultural sector should be aimed at the preservation of subsidies in the extension of short-term loans for working capital and investment loans for borrowers who are faced with the increasing cost of projects due to the monetary component," - said Irina Gutkina.
Rosselkhozbank offers a wide range of loan products for seasonal work. The rate for the "Seasonal Light" is oriented on small and micro-businesses and for the acquisition of mineral and organic fertilizers, seed, feed, veterinary drugs and crop protection agents. Under the terms of the product, our customers can obtain trust loans in the amount of 50 million rubles in an expedited manner. On the basis of two documents — credit application and the certificate from the tax authority — you can get a loan up to 5 million rubles.
For small and medium-sized business engaged in the production and processing of agricultural products, has developed a special product "Micro-agriculture". Under the terms of the tariff entrepreneurs can get a loan up to 5 million rubles for up to 1 year at a reduced rate of 5% per annum. Under the terms of a banking product, customers must have an open Bank account. Funds can be used to replenish working capital for purchase of seeds, fertilizers, raw materials for processing and other industrial stocks.
JSC "Russian agricultural Bank" – the basis of national credit and financial service system of agroindustrial complex of Russia. The Bank was founded in 2000 and today is a key lender to the agriculture of the country, is among the largest and most stable banks in the country in terms of assets and capital, as well as the leaders of a reliability rating of the largest Russian banks.
Translated by service "Yandex.Translation"